KYC and AML Policy
Identity verification, risk review, restricted accounts, prohibited activity, and anti-money-laundering controls.
Why verification is required
PathPayX may require sellers to complete identity verification before requesting payouts. This helps reduce fraud, impersonation, illegal activity, and payment risk.
A seller may still be able to use some app features before verification, but payout access can remain locked until KYC is approved.
Verification information
Verification may include identity documents, government identification numbers, liveness checks, business information, address information, or other information required by PathPayX or its verification partners.
Providing false, stolen, expired, mismatched, or misleading information may lead to account restriction or permanent termination.
Prohibited activity
PathPayX must not be used for money laundering, terrorist financing, scams, fake invoices, stolen payment methods, illegal services, high-risk prohibited goods, or attempts to hide the true source or purpose of funds.
We may review, delay, reject, hold, or report activity when required by law, provider rules, or risk controls.
Account review
Accounts may be reviewed when there are unusual payments, repeated failed payments, suspicious invoice patterns, chargebacks, buyer complaints, or inconsistent KYC information.
During review, PathPayX may restrict invoice creation, disable payout requests, request more information, or terminate access when necessary.
Ongoing monitoring
KYC approval does not guarantee permanent access. PathPayX may continue monitoring account activity and may request updated information as the platform grows or regulations change.